Best mutual funds in India 2025
Investing in mutual funds is a strategic way to build wealth over time, especially in a dynamic market like India. As we navigate through 2025, it’s essential to identify mutual funds that align with your financial goals and risk tolerance. Below is a curated list of some of the top-performing mutual funds in India for 2025, based on recent data:
1. Aditya Birla Sun Life PSU Equity Fund Direct-Growth
- 3-Year Return: 43.05%
- Expense Ratio: 0.46%
- Overview: This fund primarily invests in public sector undertakings (PSUs), offering substantial returns over the past three years.
2. SBI PSU Direct Plan-Growth
- 3-Year Return: 42.14%
- Expense Ratio: Data not specified
- Overview: Focused on equity investments in PSUs, this fund has demonstrated strong performance, making it a viable option for investors seeking exposure in this sector.
3. ICICI Prudential Infrastructure Direct Growth
- 3-Year Return: 39.99%
- Expense Ratio: Data not specified
- Overview: Investing in infrastructure-related companies, this fund has capitalized on the growth in the infrastructure sector, yielding impressive returns.
4. HDFC Infrastructure Direct Plan-Growth
- 3-Year Return: 36.95%
- Expense Ratio: Data not specified
- Overview: This fund focuses on infrastructure development companies, offering investors an opportunity to benefit from the sector’s expansion.
5. Quant Infrastructure Fund Direct-Growth
- 3-Year Return: 37.03%
- Expense Ratio: Data not specified
- Overview: With a diversified portfolio in the infrastructure domain, this fund has shown consistent performance, appealing to investors interested in this sector.
6. Bandhan NIFTY 100 Index Fund (Direct Plan Growth)
- Category: Large-Cap Index Fund
- Overview: This fund aims to replicate the performance of the NIFTY 100 Index, providing investors with exposure to the top 100 companies in India.
7. Nippon India NIFTY Midcap 150 Index Fund
- Category: Mid-Cap Index Fund
- Overview: Targeting the mid-cap segment, this fund mirrors the NIFTY Midcap 150 Index, offering growth potential for investors willing to take on moderate risk.
8. Parag Parikh Tax Saver Fund
- Category: ELSS (Equity-Linked Savings Scheme)
- Overview: This tax-saving fund not only provides potential for long-term capital appreciation but also offers tax benefits under Section 80C of the Income Tax Act.
9. 360 ONE Focused Equity Fund
- Category: Focused Equity Fund
- Overview: Concentrating on a limited number of high-conviction stocks, this fund aims for long-term capital appreciation by investing in a focused portfolio.
10. SBI Focused Equity Fund
- Category: Focused Equity Fund
- Overview: This fund invests in a concentrated portfolio of equity and equity-related instruments of up to 30 companies, aiming for long-term growth.
Key Considerations for Investors:
- Risk Assessment: Evaluate your risk tolerance before selecting a fund, as higher returns often come with higher risks.
- Investment Horizon: Align your investment choices with your financial goals and the time frame you plan to stay invested.
- Diversification: Consider diversifying across different sectors and fund types to mitigate potential risks.
- Expense Ratio: Lower expense ratios can enhance net returns over time; ensure you factor this into your decision-making process.
It’s advisable to consult with a financial advisor to tailor an investment strategy that suits your individual needs and to stay updated with the latest market trends and fund performances.
